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Listen to Episodes of Talking Money®

Talking Money®, the live, call-in radio program airs every Saturday morning from 10:00 to 11:00 on WGTK 94.5 The Answer in Upstate South Carolina. Listen live or check out the podcast. Get the answers you need without the sales pitch.

Episodes by Topic: Traditional IRA

IRA Rules: Why They Matter, Part 2


Air Date: August 13th, 2022

Mike discusses more questions surrounding IRAs including:

  • When should you consider moving from a traditional to a ROTH IRA?
  • What are some advantages of keeping things in a traditional IRA?
  • What about conversion assets?
  • What are the tax rules for a ROTH?
  • What are the earnings rules?
  • What is the five year rule and how does it affect my planning?
  • What are some beneficiary considerations I should be thinking about?
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IRA Rules: Why They Matter, Part 1


Air Date: August 6th, 2022

Mike answers questions about IRA rules, including:

  • What are your plans in case something happens to you?
  • What are the different kinds of IRAs and what are their different contribution limits?
  • What about a non-deductible IRA?
  • What kind of contributions should you be making?
  • What is the back door ROTH IRA?
  • How does your tax bracket affect your planning decisions?
  • My tax software will figure everything out for me, right?
  • To ROTH or not to ROTH?
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Taxing IRA Distributions


Air Date: January 11th, 2020

How are distributions from IRAs taxed?  When you’re over 70 ½, is it better to use a Qualified Charitable Distribution when making a gift, or to give appreciated assets?

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